Tag Archives: insurance

What Resources Do You Have to Quit Meth If You Don’t Have Insurance?

Taking illicit street narcotics like meth has a way of making people feel good in the beginning, only to end up ultimately causing severe problems in their lives. There’s absolutely nothing good about someone having to live with an addiction to meth.

The good news is meth addiction does not have to destroy lives. If caught in time, this is one disease that can be arrested with the proper treatment. Setting aside all the crazy Internet cures for drug addiction, the best and only viable way to beat an addiction to meth or any other substance is by seeking help from a reputable addiction treatment center.

When considering where and when to get treatment, a prospective patient has a lot of choices to make. At the end of the day, paying for treatment usually presents the biggest obstacle. If the individual has a viable healthcare insurance plan, paying for treatment becomes less of a problem. Why?

When the Affordable Care Act of 2009 was signed into law, it gave insurance companies a clear directive about how to treat addiction treatment costs. Cutting to the chase, insurance companies have to cover said costs the same way as they would any other medical condition. A particular policy may only cover a portion of the costs, but the patient will know ahead of time how much their potential exposure is going to be after their insurance benefits have been applied.

With only partial coverage or no coverage at all, the patient is going to have to find other resources to pay for treatment. Before we go on to discuss possible resources, it’s worth noting that outpatient care is significantly cheaper than inpatient care. It may not be the most appropriate treatment option, but it’s certainly better than passing on treatment altogether. Under no circumstances should anyone allow finances to deter them from getting much-needed addiction treatment.

Let’s move on and discuss possible ways to pay for rehab if healthcare insurance is not available.

Paying for Meth Addiction Treatment Without Insurance

With the right motivation, a prospective addiction treatment patient should be able to identify possible payment resources. Beating the addiction and reclaiming a better life should provide that motivation.

Given the possible payment options could be difficult to identify, we thought we could help by offering a few viable suggestions. We would suggest the following:

  • Using personal savings, even 401K retirement monies if available
  • Credit cards and personal loans
  • Scholarships and grants
  • Rehab facility financing

Let’s explore these options a little closer.

Personal Savings

If you have invested in your future by setting aside money for retirement or a major asset purchase, it might be a good idea to use said funds for treatment. The truth is nothing in life is more important that your health and personal welfare. Perhaps, the best way to invest in your future is by making sure you have a future. No matter how much of your savings you use to get help with your addiction, you’ll have other opportunities to replenish those funds at some point in the future.

Credit Cards and Personal Loans

Debt is a scary thing. In fact, debt can sometimes be one of the reasons why someone felt a need to escape reality through self-medication. Still, taking out a personal loan or using credit cards to pay for treatment would make sense if all other options were unavailable. Secured debt would be preferable because of the lower costs associated with borrowing. Credit cards are easy to use but come with higher borrowing costs. Either way, the borrower should treat borrowing for treatment as a necessity and repay said debt as soon as possible without stressing.

Rehab Facility Financing

Many of the nations top rehab facilities offer ways for patients to finance treatment costs in-house. With a leaning towards compassion, it’s quite possible the rehab facility will offer patient-friendly terms that might include discounts. An individual’s credit profile might be relevant.

Scholarships And Grants

Through endowments and donations, some rehab organization is able to offer scholarships and/or grants to help pay for addiction treatment costs. There’s also a number of government agencies and independent charitable organizations that might have funds available to help members of the community get the help they need.

If you need help but aren’t sure how to cover the costs, you need to give us a call at 800-737-0933. We will do everything we can to get you into treatment and help you find the resources to pay for treatment.

What Types of Insurance Will a Rehab in South Florida Take?

South Florida is one of the premier addiction treatment destinations in the world. With a tremendous concentration of top rehab centers being manned by some of the most talented addiction treatment professionals in the world, the region has been aptly named “the rehab capital of the world.”

For the people who live in the area or those who are willing to travel for treatment, there are a number of great benefits to getting treatment at an elite South Florida facility. That list of benefits includes:

  • Getting access to luxury facilities located in beautiful South Florida environments
  • Rehabs located in beach and lake communities offer great amenities
  • Access to the latest and greatest addiction treatment modalities
  • For travelers, the opportunity to remove oneself from home and the potential of outside interference during treatment
  • Privacy and/or anonymity during treatment

One of the other great benefits of seeking treatment from a South Florida rehab is the region’s top facilities offer variety. They offer a large menu of treatment options and they tend to accept many forms of payment to cover the costs of said treatments. Cash, savings, credit cards, facility financing, and scholarships are all commons forms of payment. However, healthcare insurance is by far the most popular and logical option. The following sections will discuss the types of insurance rehabs will typically accept and the types of treatments those insurance plans are required to cover.

Types of Insurance Florida Rehabs Will Accept

As a whole, the addiction treatment community understands the importance of accepting insurance as a payment option. There are elite luxury facilities that choose to not deal with insurance providers because it’s patient base usually has the means to pay for treatment out-of-pocket.

The rest of the treatment community is generally on board with accepting insurance payments and working with insurance companies. They don’t typically concern themselves with whether a policy is a PPO or HMO. That’s for the patient to deal with. Instead, the addiction treatment community wants to keep its focus on helping patients take maximum advantage of the coverage a patient’s policy offers.

To that end, the patient and treatment facility administrators will typically work closely to determine exactly which treatment services the patent’s policy will cover and to what extent. Anything the policy doesn’t cover will ultimately become the patient’s responsibility.

An interesting aspect of the 2009 Affordable Care Act is it dictates the minimum treatment options each insurance carrier must cover. It doesn’t necessarily dictate the extent of the coverage. As a point of reference, here’s a basic list of what insurance carriers must cover. We will follow with a brief discussion of each area. The list includes:

  • Detox, including detox related medications
  • Outpatient treatment
  • Inpatient treatment for up to 90 days
  • Aftercare and relapse counseling

Detox, Including Detox Related Medications

Before a patient is going to have the maximum capacity to get through therapy, they need time to clear their substance cravings and get past any possible withdrawal issues that might occur because the patient stopped using their drug of choice. A good detox program provides a safe environment for this process. If medications, including tapering medications, are needed to help the process, insurance companies must cover those costs.

Outpatient Treatment

Healthcare insurance carriers are big proponents of outpatient care. Clearly, it’s because outpatient care costs are significantly less than inpatient care. Based on this reality, it’s quite common for insurance companies to cover 100% of the costs related to outpatient care.

Inpatient Treatment

Because of the high costs associated with inpatient care, most insurance companies will limit coverage to basic treatment options with a cap on the amount of money and time they will cover. Typically, the patient will be good to go for up to 90 days before coverage is restrained.

Aftercare and Relapse Counseling

Given the propensity for relapses, most insurance companies with an offer to cover the costs associated with outpatient counseling. Aftercare programs exist to make sure existing patients have the resources they will need to avoid relapses after treatment. For the insurance carrier, it’s less expensive to cover aftercare counseling than it would be to cover another stint in rehab after a relapse.

If you are sick and tired of being tied to your addiction, it’s time to get help. You can start the recovery process by calling our facility at 800-737-0933. Be sure to ask about our services.

How Do You Know If an Alcohol Treatment Center in Florida Takes Your Insurance?

It’s not easy to admit you have a problem with addiction to alcohol. You’ve tried to overcome this struggle on your own only to slide down a slippery slope that leads to more drinking. When it gets to the point that your life revolves around finding your next drink, it’s time to make a change. Accepting that this is a problem that is too big to handle on your own takes courage. Reaching out and asking for help takes even more. You’re ready to enter an alcohol treatment center in Florida. One question remains. How do you know if your treatment center in Florida will take your health insurance?

Treatment Center Representatives Can Help You Navigate Insurance

Don’t let concerns about insurance hold you back from getting the help you need to overcome alcohol addiction. Representatives at alcohol treatment centers can provide you with information about what types of health insurance they accept. Don’t be afraid to ask questions. They are here to work with you, opening the door to effective treatment options.

Talk to Your Insurance Provider

If you are like most people, you may only be aware of the basics about your health insurance policy, such as how much your co-pay is for your doctor appointments. If you can’t find the specifics about policy information or you have questions about your coverage, contact a customer service representative at your insurance company. Be sure to ask:

  • Is your alcohol treatment center of choice covered by your policy?
  • What is a list of treatment centers that are in-network?
  • How long are you covered for inpatient treatment?
  • How long are you covered for outpatient treatment?
  • What portion of your expenses will you need to pay out of pocket?

Once you have your policy information, you can share that with your alcohol treatment center.

Don’t Let Financial Concern Keep You From Getting Treatment for Alcohol Addiction

Paying for treatment is a concern for every victim of substance abuse. However, you need to think of the big picture. Overcoming your addiction in order to live your best life is worth any portion of the bill that you must pay. Failing to get treatment can cost you more than your financial stability. It can rob you of your job, your relationships, and your health. If you discover that your insurance company will not cover your alcohol treatment or it will only cover a portion of your expenses, don’t give up hope. You may qualify for financial assistance. You can also apply for financing at your treatment program. A sliding scale may also be possible to assist you in making your treatment more affordable.

The Benefits of Alcohol Treatment Far Outweigh the Costs

No matter what expenses result from alcohol treatment in Florida, you will be taking control of your life. It’s time to move forward and surround yourself with a support team that has one goal. Highly trained professionals want to give you the resources and counseling you need to overcome alcohol addiction. Now is your chance to turn your life around. Counselors are ready to help you. Call 800-737-0933 to find out how you can get started with alcohol treatment as soon as possible.

Why Does Heroin and Other Opiates Cause Constipation?

Opioids and opiates are drugs that depress your central nervous system. This means your breathing and other bodily systems slow down. But opioids are notorious for causing constipation. Why is this?

Your gastrointestinal system also slows down when you take opioids. Not only this, your GI tract has receptors for the opiates that you produce naturally. The opiates and opioids that you take then bind to these receptors. This causes the usual contractions in your large and small intestines to decrease. Opioids may also paralyze your stomach so that it cannot process food the way it usually does. Food not only stays in your stomach, but opioids interfere with the enzymes needed to break it down. Even if everything else was working, opiates even reduce the urge to move your bowels. When you do try to move your bowels:

  • The feces are hard, dry and painful. This is because the longer it takes for the stool to pass through your large intestine, or colon, the more water your body absorbs from them.
  • You have to strain at stool.
  • Even when you do have a bowel movement, it feels incomplete. There is actually a word for this: tenesmus.

The constipation that happens when you take opioids can occur at any time when you are taking the drug. It also doesn’t go away over time like other side effects, because you GI tract doesn’t adapt to the drug the way the rest of your body does. Indeed, the longer you take the drug, the worse your constipation gets. Moreover, the usual remedies that help normal constipation do not work well when you are constipated from opioid use.

Complications of Opiate Caused Constipation

The complications of constipation caused by opioid use is rarely life-threatening, but can be very uncomfortable, and degrade your quality of life. Common complications include:

  • Hemorrhoids, which occur when the veins in the rectum or anus dilate and fail due to straining.
  • Diverticulosis, which are tiny pouches in the wall of the large intestine. If these pouches become inflamed, it can lead to a condition called diverticulitis. Diverticulitis can be serious.
  • Fecal impaction, which happens when a large amount of hard stool simply cannot be passed. This is often accompanied by a watery discharge from the rectum, nausea and malaise.

Call Genesis House for Help

If you need detox for your opiate use and its complications, give us a call at Genesis House. Our number here is 800-737-0933

How Do I Use My Insurance for Drug Detox?

When you are the victim of addiction, one of the biggest challenges is getting the help you need in order to be successful. You’ve already tried to go it alone. You are still where you started. You are ready to move forward. You know that a drug detox is the springboard you need for a successful recovery. You know where you want to go. You finally have a plan of action that is going to help you to move forward. You’re only question now is how you are going to pay for your drug detox and rehabilitation services.

How Can Insurance Help You for Drug Detox?

Your health insurance policy is here for you to help you with your medical expenses. That includes drug detox and addiction recovery services. Before you enter a program, contact your insurance representative to find out:

  • What does my health insurance cover for drug detox?
  • What facilities are in my network?
  • If I go out of network, what will I be expected to pay?

Once you have answers about what services are covered, what type of co-pays you may have, and if you can afford any facilities that are out of network, you can begin your drug detox.

Begin Your Journey to Addiction Recovery with Drug Detox

Drug detox is that first critical step in the recovery process. You’ll be eliminating the presence of all toxins from your system, clearing your mind, and preparing to put your addiction behind you. The detox process takes anywhere from three to seven days. Once you no longer have any traces of drugs or alcohol in your system, you will be able to focus on staying strong. you can achieve your goals. Your drug detox plan will get you started.

Get the Drug Detox Help You Need Today

Now is the time to get started with your drug detox journey. Contact our helpful representatives at 800-737-0933 in order to plan your drug detox stay. Our caring professionals will assist you through this difficult phase of treatment. Once detox is behind you, you will have access to the resources you need to go all the way to recovery. A bright future is waiting for you. With drug detox as your kick start, you will be well on your way. We will help you to begin.

How do I Know if I Need an Outpatient or Inpatient Rehab Program?

Coming to the realization that you have a serious drug addiction problem can be absolutely daunting. At the same time, it is also an eye-opening experience and a positive step forward because you may also acknowledge that you need help. Once you decide enough is enough and that you’re ready to get help for your substance abuse disorder, you can find a drug rehabilitation facility to enter a treatment program.

Generally, there are two options available to you, outpatient and inpatient rehab programs. How do you know which is better for you? It’s worth learning about each of these treatment options and their similarities and differences to determine the answer.

With outpatient addiction treatment:

  • You are allowed to return home each night while attending your rehab program during the day
  • You are required to attend therapy sessions each week
  • You may be prescribed maintenance medication by a psychiatrist to manage your withdrawal symptoms

Outpatient treatment typically takes place in a setting that is less intensive than that of inpatient.

Overall, outpatient treatment is better suited for individuals who have more of a short-term or milder addiction. The typical client at an outpatient facility also has various responsibilities at home that they need to attend to, such as caring for their children or an elderly parent, as well as work. It works well for allowing you to take care of your everyday responsibilities while getting the help you need to overcome your substance abuse problem.

 

When You Should Choose Inpatient Treatment Over Outpatient

If you have a more severe drug addiction problem and have been battling it for years, inpatient addiction treatment is the better option for you. Inpatient rehab:

  • Is more comprehensive
  • Is situated in a hospital or residential facility that is outside of a hospital setting
  • Offers more access to medical services and clients receive around-the-clock supervision from healthcare professionals or staff personnel

With inpatient treatment, you can expect to be in a rehab program for anywhere from 28 to 90 days depending on the severity of your addiction, the drug to which you are dependent and other factors, such as if a dual diagnosis exists. Dual diagnosis is also known as a coexisting medical or psychiatric condition that may be present in addition to the addiction.

Inpatient treatment also involves detox, which involves removing all traces of drugs from the person’s system. While undergoing this period of your recovery, you will be carefully monitored while you go through the withdrawal process.

Therapy is a huge component of both outpatient and inpatient addiction treatment. Whichever type of rehab you ultimately choose, it’s important to take part in counseling sessions, whether you do individual, group or family therapy and to continue doing so well after your treatment ends. It will help to avoid a relapse and give you a better chance of retaining your sobriety.

Our counselors are available 24 hours per day. If you are ready to enter a treatment program for your substance abuse problem, contact us immediately at 800-737-0933

5 Reasons Why You Can’t Afford NOT To Send Your Son To Drug Rehab

If you are a parent to a drug addicted son, it can be devastating to see them living the life that they’ve chosen. Drug rehabilitation is beneficial in many ways, as it helps to get your son away from their harmful lifestyle and learning coping mechanisms to handle their addiction.

Here are five reasons why you can’t afford to not send your son to a drug rehabilitation center:

  1. Brighter Future

Going to rehab offers a brighter and cleaner future for your son. Drug addictions can prevent your child from getting a solid job, getting into school and living a thoroughly responsible life. Rehab can turn things around for them, teaching them how to live a full life without the need for drugs.

  1. Better Health

No matter what type of drug your son is using, it is still harmful to his health. Drug users have a higher risk of heart attacks and strokes, as well as a myriad of other health-related problems. Because of this, rehab will eliminate and prevent these issues from becoming problematic due to their drug addiction.

  1. Overdose Risk Eliminated

Overdosing is one of the scariest prospects for parents to drug addicted children. When your child is clean and free of their addiction, their risk for overdosing is totally eliminated. This prevents a premature and untimely passing due to their harmful addiction.

  1. Professional Caring Environment

A drug rehabilitation center is staffed by trained and experienced professionals who are there to help and assist your son in everything he needs to overcome his harmful lifestyle. There are also nurses and doctors on staff to handle withdrawal symptoms, so this is another benefit to them when in the facility as opposed to doing it on their own.

  1. Extra Support

Upon leaving the drug rehab facility, your son will have a support group for life. Oftentimes, they will leave with a connection of friends and staff with whom they can connect whenever they want. This makes it easier for your son to continue on the path to a healthy and clean life that he can feel proud of living.

While it’s difficult to deal with a drug addicted child, a great rehab center can turn their lives around for the better. This prevents the long-term effects of constant drug use and allows your son to live the life that you all can feel proud of.

Call The One and Only Genesis House today 800-737-0933

OxyContin

How Suboxone is Helping Heroin Addicts Detox in Palm Beach County

Heroin has taken the United States by storm. Many heroin users start out by naively trying or being prescribed prescription opioid painkillers, of which the United States consumes more per capita than any other country. Opioid users switch to heroin because the drug is more cost-effective than prescription opioids. Tragically, heroin is deadlier than prescription opioids because, unlike prescription medications, the drug varies wildly in potency and sometimes contains ultra-powerful synthetic opioids like Fentanyl.

As many Floridians already know, Palm Beach County leads the Sunshine State in Fentanyl-related deaths. Upon ceasing use of fentanyl or heroin, painful physical withdrawal from the drug kicks in within hours, which makes getting clean difficult.

Who is most often afflicted by opioid addiction?

Younger demographics ranging from 18, or younger, to 25 years of age abuse heroin more than any other group of people. White, middle- to upper-class people and those who live in rural areas are being hit hardest by the opioid epidemic, although heroin abuse is wide-ranging and can affect users of all age, income, sex, and race.

Parents are increasingly forced to deal with heroin-addled, 18- to 25-year-old children who became opioid addicts after trying them just once. Many parents have tried before to enter their precious offspring into rehabs or quitting cold turkey. Unfortunately, these treatment avenues aren’t often effective, but starting a Suboxone regimen often does work well.

What is Suboxone?

There are prescription opioids designed specifically to help opioid-dependent persons get clean. Suboxone is one of these miracle drugs that allow opioid users to live better lives. A combination of buprenorphine and naloxone comprises Suboxone sublingual films and tablets. Buprenorphine is an opioid agonist that mimics the chemical effects of opioids while effectively blocking out opioids like heroin. Naloxone is an opioid agonist, as well, that discourages users from otherwise abusing Suboxone.

How do addicts seeking help obtain Suboxone?

Prescribing Suboxone requires physicians to obtain buprenorphine training conducted by SAMHSA, or the Substance Abuse and Mental Health Services of America, requiring Several physicians in Palm Beach County are licensed to prescribe Suboxone to opioid addicts seeking help.

Parents can contact us to quickly locate physicians authorized to prescribe the wonder-drug Suboxone. The buprenorphine/naloxone mixture of Suboxone sublingual films and tablets have helped many addicts in Palm Beach County clean, and they just may help your child, too.

Call Us Today 800-737-0933

Detox for Heroin in Palm Beach County That Can Accept Most Insurance

If someone you care about is suffering from a heroin addiction, you might be wondering what you can do to help. It can be easy to feel powerless in this situation and to worry constantly about your loved one’s well-being. For someone who has a heroin addiction, seeking treatment at a detox and addiction recovery facility is the best option. Luckily, we can help.

The Detox Process is Important

First of all, it is important to understand the detox process. For someone who is an active heroin user, “just quitting” is often not easy at all. A lot of people do not understand this, but a detox facility does. Not to mention, in some cases, detoxing from heroin can be incredibly uncomfortable and even dangerous. It’s definitely something that should be done under the supervision of a team of professionals.

If your loved one comes to our detox in Palm Beach County, he or she can go through the detox stage in a safe and secure facility. Our team will do its best to keep your loved one comfortable and safe during this difficult time.

We Can Help with Successful Recovery

Along with helping your loved one through the detox process, we can also help with addiction treatment that can help in the long run. We will help work with your loved one to understand the underlying causes of his or her addiction, to provide a support system and to help with coping mechanisms that can help once he or she returns home.

We Accept Most Insurance

Paying for addiction treatment can be costly, but money should never get in the way of your loved one getting the help that he or she needs. The good news is that a lot of insurance policies do help cover the costs of detox. For this to work, however, you are going to need to find a facility that accepts your insurance. Here at our drug rehab facility in Florida, we accept most types of insurance. This can help eliminate the worry of how you are going to pay for rehab so that your loved one can get help.

If your loved one is an active heroin user, we can help. If you contact us today, you can find out more about our facility. 

800-737-0933